How are Investment Mortgages Repaid
Unlike a traditional residential mortgage, the lender is interested in the income that the property will generate in order to repay the loan.

With a traditional residential mortgage, the lender is interested in the employment income of the borrower and not the income or the portfolio of the property.

 

"Having decided that you want to invest in a property, the next step will be to obtain the exact figures for financing. "

 
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What is an Investment Mortgage
Investment mortgage is the generic term used for any mortgage that is obtained for the purpose of buying an investment property. This could be anything from a buy to let flat to a portfolio of ten or more commercial units.

Investment mortgages are treated very differently from standard residential mortgages and understanding the key features and implications is one of the first things that any potential property investor should do.

What do Investment Mortgages Cover
An investment mortgage can cover all types of potential property investment. This type of mortgage offers a range of services that would not be needed for a traditional residential property.

In particular, investment mortgages are useful for commercial properties or a large portfolio that would simply not be covered by a standard mortgage.